Portfolio Management
Finite Moment provides a structured approach to managing wealth, emphasizing tax efficiency and institutional portfolio construction. Our services are built to address the needs of high-net-worth families in British Columbia and Alberta.
Wealth Management
Integrated family, corporate, and cross-border wealth management.
Suitability
- Investment Policy Statement (IPS) design
- Goals-based portfolio construction
Optimization
- Family balance sheet, income, and cash flow
- Cross-border investments
Institutional-Style Portfolios
Diversified, long-horizon, multi-asset portfolios.
Primary risk premiums
- Direct-indexing
- Monitoring and periodic rebalancing
- Momentum
- Long-term mean reversion
Liquid alternatives
- Long/short factor portfolios
- Systematic multi-asset trend and macro
- Merger arbitrage
Tax Optimization
Managing after-tax outcomes at both the portfolio and unified managed account levels.
Portfolio strategies:
- Tax-efficient portfolio construction
- Tax-loss harvesting and income splitting
- United States-Canada Income Tax Convention
- Capital gains and alternative minimum tax planning
- Tax shelters and credits (e.g. Flow Through Shares, SR&ED)
Structuring:
- Trusts
- Estate freezes
- Holding companies
- Preservation of the small business deduction
Capital Efficiency & Liquidity
Balance sheet optimization
Capital efficiency
- Tax-efficient hedging (derivatives)
- Low-cost margin (boxes, futures)
Liquidity
- Securities-based lending
- Liquidity and treasury management
- Concentrated position diversification
Intergenerational Continuity & Risk
Aligning wealth with long-term family and enterprise outcomes.
Continuity
- Trust and beneficiary design
- Multi-generational planning continuity
- Philanthropic planning and donor-advised structures
Risk management
- Asset protection
- Insurance
- Tail risk hedging
Family Office Infrastructure
Providing clarity, coordination, and accountability for complex wealth.
Back-office
- GIPS-compliant reporting
- Net worth tracking
- Performance attribution and benchmarking
- Tax reporting coordination
Operating Philosophy
We deliver an integrated platform combining strategic planning, endowment-style design, and tax discipline to ensure:
- Systematic, diversified portfolios
- Long-term tax efficiency
- Create and maintain family legacies